@inproceedings{18147,
  author = {Solichul Huda and Tohari Ahmad and Riyanarto Sarno and Heru Santoso},
  title = {Identification of process-based fraud patterns in credit application},
  year = {0},
  journal = { 2nd International Conference on Information and Communication Technology (ICoICT)},
  month = { 28-30 May 2014 },
  language = {eng},
}